:root {
  --bg: #f6f7fb;
  --surface: #ffffff;
  --surface-2: #f0f4f8;
  --text: #122033;
  --muted: #5b6b7d;
  --line: #dbe4ee;
  --accent: #173a63;
  --accent-2: #315f92;
  --shadow: 0 18px 48px rgba(15, 38, 65, 0.08);
  --radius: 22px;
  --max: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #fbfcfe 0%, #f6f7fb 100%);
  line-height: 1.6;
}
a { color: var(--accent); text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; display: block; }
.container { width: min(var(--max), calc(100% - 32px)); margin: 0 auto; }
.topbar {
  background: #0f223a;
  color: #e8eff8;
  font-size: 14px;
}
.topbar .container {
  display: flex; justify-content: space-between; gap: 16px; padding: 10px 0;
}
.header {
  position: sticky; top: 0; z-index: 20;
  background: rgba(255,255,255,0.92); backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(219,228,238,.9);
}
.nav { display: flex; align-items: center; justify-content: space-between; padding: 16px 0; gap: 24px; }
.brand { display: flex; align-items: center; gap: 12px; font-weight: 800; color: var(--text); }
.brand-mark {
  width: 42px; height: 42px; border-radius: 14px;
  background: linear-gradient(135deg, #163a63, #5c89bf);
  display: grid; place-items: center; color: #fff; font-weight: 800; box-shadow: var(--shadow);
}
.nav-links { display: flex; gap: 18px; flex-wrap: wrap; align-items: center; }
.nav-links a { color: var(--text); font-weight: 600; }
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  padding: 13px 18px; border-radius: 999px; border: 1px solid transparent;
  font-weight: 700; transition: .2s ease; text-decoration: none;
}
.btn.primary { background: var(--accent); color: #fff; box-shadow: var(--shadow); }
.btn.primary:hover { background: #0f2b4a; text-decoration: none; }
.btn.secondary { background: #fff; color: var(--accent); border-color: var(--line); }
.btn.secondary:hover { background: #f8fbff; text-decoration: none; }
.hero { padding: 42px 0 24px; }
.hero-card {
  display: grid; grid-template-columns: 1.1fr .9fr; gap: 28px; align-items: stretch;
  background: linear-gradient(135deg, #f5f8fc 0%, #ffffff 58%, #eff5fb 100%);
  border: 1px solid var(--line); border-radius: 30px; padding: 26px; box-shadow: var(--shadow);
}
.hero-copy { padding: 18px; align-self: center; }
.eyebrow { display: inline-block; padding: 8px 12px; border-radius: 999px; background: #eaf1f8; color: var(--accent); font-weight: 700; font-size: 13px; }
.hero h1 { font-size: clamp(38px, 6vw, 62px); line-height: 1.05; margin: 16px 0 14px; letter-spacing: -0.03em; }
.hero p { font-size: 18px; color: var(--muted); max-width: 58ch; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 24px; }
.hero-visual {
  min-height: 460px; border-radius: 26px; overflow: hidden; border: 1px solid #d4dfeb;
  background: #dce8f4;
}
.section { padding: 34px 0; }
.section-tight { padding: 16px 0 34px; }
.section h2 { font-size: clamp(30px, 4vw, 42px); line-height: 1.1; margin: 0 0 10px; letter-spacing: -0.03em; }
.section-lead { color: var(--muted); max-width: 70ch; margin-bottom: 22px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.card {
  background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 22px; box-shadow: var(--shadow);
}
.card h3 { margin-top: 0; margin-bottom: 8px; font-size: 22px; }
.card p, .card li { color: var(--muted); }
.card ul { padding-left: 18px; margin: 10px 0 0; }
.icon-badge {
  width: 48px; height: 48px; border-radius: 14px; margin-bottom: 14px;
  background: linear-gradient(135deg, #173a63, #7498c1); display: grid; place-items: center;
  color: #fff; font-weight: 800;
}
.band {
  background: linear-gradient(135deg, #132d4d, #224d7f);
  color: #fff; border-radius: 30px; padding: 28px; box-shadow: var(--shadow);
}
.band p, .band li { color: #d5e4f6; }
.checklist { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.checklist li::before { content: '✓'; margin-right: 10px; color: #7cd6a8; font-weight: 900; }
.cta-strip {
  display: flex; justify-content: space-between; gap: 20px; align-items: center;
  background: #fff; border: 1px solid var(--line); border-radius: 26px; padding: 24px; box-shadow: var(--shadow);
}
.tableish { display: grid; gap: 12px; }
.tableish .row {
  display: grid; grid-template-columns: 1.2fr 1.8fr 1fr; gap: 16px; padding: 16px 18px;
  border: 1px solid var(--line); border-radius: 18px; background: #fff;
}
.page-hero { padding: 34px 0 10px; }
.page-hero-box {
  background: linear-gradient(135deg, #f3f7fb, #ffffff);
  border: 1px solid var(--line); border-radius: 30px; padding: 32px; box-shadow: var(--shadow);
}
.page-hero h1 { margin: 8px 0 10px; font-size: clamp(34px, 5vw, 54px); line-height: 1.05; }
.legal { display: grid; gap: 18px; }
.legal section { background: #fff; border: 1px solid var(--line); border-radius: 22px; padding: 24px; box-shadow: var(--shadow); }
.legal h2 { font-size: 24px; margin: 0 0 10px; }
.form-card { max-width: 840px; margin: 0 auto; }
form { display: grid; gap: 16px; }
label { font-weight: 700; display: block; margin-bottom: 7px; }
input, textarea {
  width: 100%; padding: 14px 16px; border-radius: 16px; border: 1px solid #cfd9e5;
  font: inherit; background: #fff;
}
input:focus, textarea:focus { outline: 2px solid #d9e9f9; border-color: #7fa6ce; }
.checkbox-row {
  display: flex; align-items: flex-start; gap: 12px; padding: 14px 16px; border: 1px solid var(--line);
  background: #fbfdff; border-radius: 18px;
}
.checkbox-row input[type='checkbox'] { width: 18px; height: 18px; margin-top: 4px; }
.small { font-size: 14px; color: var(--muted); }
.footer {
  margin-top: 36px; background: #10243d; color: #dbe7f4;
}
.footer a { color: #fff; }
.footer-grid { display: grid; grid-template-columns: 1.2fr .9fr .9fr; gap: 28px; padding: 36px 0; }
.footer h3, .footer h4 { color: #fff; margin-top: 0; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.12); padding: 18px 0 32px; color: #bfd0e5;
}
.notice {
  background: #f8fbfe; border: 1px solid var(--line); border-radius: 18px; padding: 16px 18px;
  color: var(--muted);
}
@media (max-width: 980px) {
  .hero-card, .grid-3, .grid-2, .footer-grid, .tableish .row { grid-template-columns: 1fr; }
  .hero-visual { min-height: 300px; }
  .cta-strip, .topbar .container, .nav { flex-direction: column; align-items: flex-start; }
}
@media (max-width: 760px) {
  .nav-links { gap: 12px; }
  .hero { padding-top: 24px; }
  .hero-card, .page-hero-box, .band, .cta-strip { padding: 20px; }
  .hero-copy { padding: 8px; }
}


.hero-visual img{width:100%;height:100%;object-fit:cover;display:block;border-radius:28px;min-height:360px;}
.image-feature{display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:center;}
.image-feature.image-right{grid-template-columns:.9fr 1.1fr;}
.image-feature img{width:100%;height:320px;object-fit:cover;border-radius:24px;box-shadow:0 18px 40px rgba(15,23,42,.12);display:block;}
@media (max-width: 900px){.image-feature,.image-feature.image-right{grid-template-columns:1fr;}.image-feature img{height:260px;}}