Terms & Conditions

Effective date: April 20, 2026. These Terms & Conditions govern your access to and use of the Auto Protection Hub website.

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms & Conditions and any applicable laws. If you do not agree with these terms, you should not use the website.

2. Informational Use Only

This website is provided for general informational and educational purposes related to auto insurance topics. Content on the site is not legal advice, tax advice, underwriting guidance, claim handling advice, or a guarantee of eligibility, pricing, or coverage under any insurance policy.

3. No Insurance Relationship

Use of this website does not create an insurer-insured relationship, broker-client relationship, producer-client relationship, or any fiduciary relationship. Auto Protection Hub is presented as an informational website, and users should review actual policy language and consult qualified professionals for advice specific to their circumstances.

4. Website Content

We aim to keep information on the website current and useful, but we do not warrant that all content is complete, accurate, or up to date for every jurisdiction, carrier, or policy form. Coverage terms, state requirements, and claims handling practices may vary.

5. Acceptable Use

You agree not to use the website in any way that is unlawful, fraudulent, abusive, disruptive, or intended to interfere with the site’s operation or security. You also agree not to attempt unauthorized access to site infrastructure, forms, or data.

6. Text Message Terms

If you provide a mobile number and affirmatively opt in to receive text messages, you agree to receive the categories of messages you selected from Auto Protection Hub. Message frequency varies. Message and data rates may apply. Consent is not a condition of purchase. You may opt out at any time by replying STOP, and you may request assistance by replying HELP.

7. Third-Party Links

The website may include links to third-party sites or resources for convenience. We are not responsible for the content, availability, policies, or practices of third-party websites, and use of those resources is at your own discretion.

8. Intellectual Property

Unless otherwise indicated, the website’s layout, design elements, branding, text, graphics, and compiled content are protected by applicable intellectual property laws. You may view and use the website for personal, non-commercial purposes only unless you have written permission for broader use.

9. Limitation of Liability

To the fullest extent permitted by law, the website and its operators disclaim liability for damages arising from or related to your access to, use of, inability to use, or reliance on the website or its content. This includes, without limitation, indirect, incidental, consequential, special, or exemplary damages.

10. Governing Law

These Terms & Conditions are governed by applicable law without regard to conflict-of-law principles. Venue and jurisdiction for disputes will be determined as permitted under applicable law.

11. Contact Information

Auto Protection Hub
1722 Broad River Rd #1, Columbia, SC 29210
803-215-0493
info@autophinc.com